Personal Finance HUMAN RIGHTS SPECIAL COMMEMORATION

Soweto Riots

HUMAN RIGHTS SPECIAL COMMEMORATION

Petra Institute of Development joins fellow South Africans in celebrating Human Rights Day. This day reminds us about the sacrifices that accompanied the struggle for the attainment of democracy in South Africa. Our democracy came with bloodshed and pain and disruption of families and livelihoods. We take this time as Petra Institute of Development to commemorate and honour those who fought for our liberation and the rights we enjoy today.

Our rights include:

Equality: everyone is equal before the law and has the right to equal protection and benefit of the law.

Human dignity: everyone has inherent dignity and have their dignity respected and protected.

Freedom of movement and residence: everyone has a right to freedom of movement and to reside anywhere in the country.

Language and culture: everyone has the right to use the language and to participate in the cultural life of their choice.

Life: everyone has the right to life.

Education: Everyone has the right ­

a. to a basic education, including adult basic education; and

b. to further education, which the state, through reasonable measures, must make progressively available and accessible.

As espoused in our constitution, Petra Institute of Development prides itself in providing training and education to our students in all of our 11 official languages where reasonably practicable.

In our homes, workplaces, in schools and communities at large, we all need to demonstrate the kind of responsibility that we would like to see in our country’s future. As individuals we need to take responsibility for our future

Petra Institute of Development has a Month Long Special to celebrate Human Rights. All our programmes are discounted by 20%  from the 10 March 2023 until 31 April 2023.

In our homes, workplaces, in schools and communities at large, we all need to demonstrate the kind of responsibility that we would like to see in our country’s future. As individuals we need to take responsibility for our future

Petra Institute of Development has a Month Long Special to celebrate Human Rights. All our programmes are discounted by 20% 10 March 2023 until 31 April 2023.

To make ourselves significant  in the economy we need to understand our finances so that we plan better and be happier. The Personal Finance Management Course assists.

To enable development and growth among our fellow countryman we have Discounted Online Training Packages where you pay for one and add another person for similar training for FREE.

Take this opportunity and enroll for the Personal Finance Management Course and be a significant role player in the economy.

Personal Finance Management

All individual financial activities fall under the purview of personal finance. Personal financial

planning generally involves analysing your current financial position, predicting short-term and

long-term needs and executing a plan to fulfil those needs within individual financial constraints.

Personal finance is a very individual activity that depends largely on one’s earnings, living requirements and individual goals and desires. An understanding of Personal Finance Management assists people to avoid falling into debt.

Who is the Personal Finance Management Course for?

Personal Finance Management is for anyone who manages finances at personal and organizational level.

Synopsis of the Personal Finance Management

Personal Finance

Introduction to Personal Finance

What is personal finance management?

Personal financial decision making

Developing personal financial goals

Goal setting guidelines

Values and ethics in financial decision making

 

Emotions and Financial Decision-Making Personal background and its influence on perceptions of finance

Money sabotaging emotions

Emotional balance sheet and how it can help make tough financial decisions

Financial Therapy

Five Step Model of financial therapy

Finance and Family

Importance of communicating finances to your spouse or partner

Saving for your dependents (children)’s needs

Drawing up a will

Budgeting and Spending

Personal Financial Terms

How to create a budget

Understanding the difference between needs and wants

Savings and Investments and Risk Management

Difference between saving and investing

Eight types of savings and investment options

How to spot financial scams

Retirement – ensuring your estate is in a healthy financial state

Important considerations for saving for your retirement

Credit

National Credit Act 2005

Credit rating and the implications of a poor credit history

Implications of a poor credit history

 

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